Long-Term Disability Insurance

When an employee becomes disabled, long-term disability insurance provides 60% of an employee’s monthly base salary up to $14,000 (less Social Security, Rhode Island Temporary Disability and Worker’s Compensation payments, etc.), up to age 65. If applicable, the long-term disability insurance carrier may also make payments to the employee’s retirement fund. Employees who work over 1456 hours per calendar year are eligible to participate in this plan after one year of service. Participants contribute to the cost of the plan.